Sme Loan

Sme Loan

With the aim of meeting the financial ambitions of small and medium businesses, we offer Sunrise SME loans to meet the working capital as well as fixed term requirement of the applicant.

Sme Loan
7 %
Interest Rate
Sme Loan
10.11 %
Base Rate
Sme Loan
17.11 %
Total Interest Rate

Last Updated Date: May 16, 2022

Sunrise Bank Ltd

Sunrise bank limited has provided its customers with up-to-date banking services and facilities under the motto Rising to serve. The bank was founded by renowned pioneers and its team is completely committed to creating a dedicated institution to provide all banking needs and services. The aim of this bank is to provide all kinds of individuals in every area, size of transaction and aspiration with the tailor banking service. It has approved the capital with regard to the capital structure of the bank: 5,000 million, Promoter Shares of NRs (51% of the paid-up capital), 1,140.70 million respectively. For public stock, which is 49% of the paid-up capital, 1,095.95 million. This bank is not only open for profit motive But also with the aim to be a friend who will take care of people’s financial affairs and support them. This bank is always in operation to ensure the customer's success.

Sme Loan


  1. Photocopy of citizenship certificate of applicant, guarantor.
  2. Current account in the name of the borrowing unit
  3. Details of the sister concerns
  4. Photocopy of Firm / company Registration
  5. Photocopy of article of association and memorandum of association and board resolution (In case of Company)
  6. Photocopy of land ownership certificate
  7. Financial statement of last three years either audited or management prepared
  8. Original blue print of the land
  9. Photocopy of construction completion certificate from Municipality/VDC (Nirman Sampanna Pramanpatra).
  10. Photocopy of four Boundary Disclosure (Char Killa) from ward office of the land/building to be placed as collateral.
  11. Photocopy of latest land revenue receipt (Malpot Receipt) and tax clearance receipt of the building to be placed as collateral
  12. Photocopy of Tax/PAN/VAT certificate along with registration certificate

Small and medium enterprises(SME) Loan

Small and medium enterprises form an integral part of the economy. These sectors have a vast and essential credit requirement in banking sectors .SME in Nepal form an integral part of the economy. These sectors have a vast but untapped credit requirement in the banking sector. Such credit requirements are either catered through the personal lending market or tapped by co-operatives. Such businesses are generally managed individuals and family run. They have a core understanding of what business they are doing but when it comes to producing financials, written business plans, etc. The accounting and financing records they keep are very simple. Due to these factors, apart from many others, they are shy and reluctant to approach banks and financial institutions to fulfill their credit requirements.

This product is designed in such a way that such borrowers can avail such requirements in the SME category in the form of overdrafts and term loan according to their requirements. These  products would be suitable for small family businesses including retailers, wholesalers, distributors, cottage and small scale manufacturing/processing units, exporters, importers, contractors, suppliers, workshops, fabricators, educational institutions, medical/health facilities, travel/tour operators and service sectors.



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