Prabhu Sme Loan

Prabhu Sme Loan

Prabhu Bank SME Banking Division offers a wide array of financial products to Small & Medium Enterprises to support their business. SME sector is the thirst area of the Bank. Whether you are already running or starting a new venture or expanding your business, Prabhu Bank strives to provide the entire spectrum of solutions.

Prabhu Sme Loan
5 %
Interest Rate
Prabhu Sme Loan
9.29 %
Base Rate
Prabhu Sme Loan
14.29 %
Total Interest Rate

Last Updated Date: May 17, 2022

Prabhu Bank Ltd

In 2016, after the merger of Grand Bank Nepal Limited, Kist Bank Ltd., Prabhu Bikash Bank Ltd., Gaurishankar Development Bank Ltd. and Zenith Finance Ltd., Prabhu Bank Limited was created. Prabhu Bank Limited has taken part in the A class financial institution status. The mission of Prabhu bank Limited is to become Nepal 's leading commercial bank by providing their customers with the highest quality financial products and services.

Prabhu Bank Limited has undertaken activities such as various deposit schemes, loans and advances, foreign exchange facilities, trade finance, inward / outward remittances, government securities market makers, non-funded services such as issuing guarantees, letters of remittances,, with the goal of supporting individuals, families. Prabhu Bank maintains that it is only when its customers thrive that a bank succeeds.

One of the key aims of the bank is to reach out to ordinary citizens with a host of helpful products and services to ensure their future prosperity. The bank has achieved a considerable degree of success in pursuing this goal within a relatively short period of time, thus building a substantial base of loyal customers.

Prabhu Sme Loan


  1. Photocopy of citizenship certificate of applicant, guarantor.
  2. Current account in the name of the borrowing unit
  3. Details of the sister concerns
  4. Photocopy of Firm / company Registration
  5. Photocopy of article of association and memorandum of association and board resolution (In case of Company)
  6. Photocopy of land ownership certificate
  7. Financial statement of last three years either audited or management prepared
  8. Original blue print of the land
  9. Photocopy of construction completion certificate from Municipality/VDC (Nirman Sampanna Pramanpatra).
  10. Photocopy of four Boundary Disclosure (Char Killa) from ward office of the land/building to be placed as collateral.
  11. Photocopy of latest land revenue receipt (Malpot Receipt) and tax clearance receipt of the building to be placed as collateral
  12. Photocopy of Tax/PAN/VAT certificate along with registration certificate

Small and medium enterprises(SME) Loan

Small and medium enterprises form an integral part of the economy. These sectors have a vast and essential credit requirement in banking sectors .SME in Nepal form an integral part of the economy. These sectors have a vast but untapped credit requirement in the banking sector. Such credit requirements are either catered through the personal lending market or tapped by co-operatives. Such businesses are generally managed individuals and family run. They have a core understanding of what business they are doing but when it comes to producing financials, written business plans, etc. The accounting and financing records they keep are very simple. Due to these factors, apart from many others, they are shy and reluctant to approach banks and financial institutions to fulfill their credit requirements.

This product is designed in such a way that such borrowers can avail such requirements in the SME category in the form of overdrafts and term loan according to their requirements. These  products would be suitable for small family businesses including retailers, wholesalers, distributors, cottage and small scale manufacturing/processing units, exporters, importers, contractors, suppliers, workshops, fabricators, educational institutions, medical/health facilities, travel/tour operators and service sectors.



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