The bank offers corporate and business loan to large corporate and institutional customers including public sector entities and service them with offerings ranges from loans to meet operational funding requirements as well as service related to strategic expansions, syndications, project finance etc.
Last Updated Date: May 9, 2022
Consortium Loan means that two or more than two banks authorize correspondent banks to provide local and foreign currency loan, and credit business for borrowers in a set time and proportion, based on the same conditions of loan and the same agreement of loan. Leading banks of consortium loans are organizers and arrangers of consortium loans that sponsor to organize consortiums and are responsible to distribute shares of consortium loans. Large sum of Institution financing ; long-term period of loan. Relatively unrestricted functions of loan(compared with government loan or export credits ) Consortium loans greatly meeting the needs of borrowers with large sun of loan, long-term period of loan and simple daily operation (only to contact with correspondent bank)
1. Both sides have internal drives and conditions for cooperation on assets operation cooperation
2. Consortium, as a way of multilateral loans, can effectively cope with over competition existed in the way of bilateral loans, as well as can improve services of project-building and groups’ development so as to create a win-win situation.
3.Banks involved in bank loan can do their best.
4.Supervisions among banks can help to build credit risk management group and effectively spread the risk of loan of single bank to single client, what’s more, it can lead banks to prevent and control different risks jointly on the common interests.