Global Small Business Loan

Global Small Business Loan

Global IME Small Business Loan (GSBL) has been proposed to help to the small businesses/individuals within the vicinity of the service outlet of Global IME Bank Limited.

Global Small Business Loan
6 %
Interest Rate
Global Small Business Loan
9.01 %
Base Rate
Global Small Business Loan
15.01 %
Total Interest Rate

Last Updated Date: May 17, 2022

Global IME Bank Ltd

Global Bank Limited (GBL) was established in 2007 as an ‘A’ class commercial bank in Nepal which provided entire commercial banking services with the largest capital base at the time with paid up capital of NPR 18.97 billion. Global Bank was renamed to Global IME Bank after merger with Reliable Development Bank ,Pacific Development Bank , Social Development Bank , Gulmi Bikas Bank, IME Finance, Lord Buddha Finance, and Commerz and Trust Bank). Global IME bank is currently trading in Nepal Stock Exchange with symbol GBIME. GBIME has provided a dividend return of 16 percent in fiscal year 2074/75. Global IME Bank Limited has appointed Global IME Capital Limited (Elite) as it’s share registrar. As a section of financial inclusion, Global IME Bank addressed a new strategy of launching branchless banking providers in the most remote part of the country where presence of economic institutions are very less in number or aren’t present at all . Within 8 years of the period the bank has already launched 218 branchless banking offerings catering more than 41,000 customers on their each day deposits and withdrawals. Their branchless banking areas additionally offer micro lending facility to small farmers and businessmen. The bank has different pursuits in hydro power, manufacturing, textiles, service industry, aviation, exports, trading and microfinance tasks. GIBL has been conferred with “The Bank of the Year Award 2014” for Nepal by the Bankers Magazine (Publication of the Financial Times, UK), “Best Internet Bank 2016- Nepal” by International Finance Magazine, London and “Best Employer Award 2018” by way of World HRD Congress, India.

Global Small Business Loan


  1. Photocopy of citizenship certificate of applicant, guarantor.
  2. Current account in the name of the borrowing unit
  3. Details of the sister concerns
  4. Photocopy of Firm / company Registration
  5. Photocopy of article of association and memorandum of association and board resolution (In case of Company)
  6. Photocopy of land ownership certificate
  7. Financial statement of last three years either audited or management prepared
  8. Original blue print of the land
  9. Photocopy of construction completion certificate from Municipality/VDC (Nirman Sampanna Pramanpatra).
  10. Photocopy of four Boundary Disclosure (Char Killa) from ward office of the land/building to be placed as collateral.
  11. Photocopy of latest land revenue receipt (Malpot Receipt) and tax clearance receipt of the building to be placed as collateral
  12. Photocopy of Tax/PAN/VAT certificate along with registration certificate

Small and medium enterprises(SME) Loan

Small and medium enterprises form an integral part of the economy. These sectors have a vast and essential credit requirement in banking sectors .SME in Nepal form an integral part of the economy. These sectors have a vast but untapped credit requirement in the banking sector. Such credit requirements are either catered through the personal lending market or tapped by co-operatives. Such businesses are generally managed individuals and family run. They have a core understanding of what business they are doing but when it comes to producing financials, written business plans, etc. The accounting and financing records they keep are very simple. Due to these factors, apart from many others, they are shy and reluctant to approach banks and financial institutions to fulfill their credit requirements.

This product is designed in such a way that such borrowers can avail such requirements in the SME category in the form of overdrafts and term loan according to their requirements. These  products would be suitable for small family businesses including retailers, wholesalers, distributors, cottage and small scale manufacturing/processing units, exporters, importers, contractors, suppliers, workshops, fabricators, educational institutions, medical/health facilities, travel/tour operators and service sectors.



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