Consortium Financing Loan
सम्बन्धित निकायमा दर्ता भई नियमित नवीकरण भएका कर्जा पाउनयोग्य व्यक्तिगत फर्म/साझेदारी फर्म/कम्पनी ।
सम्बन्धित निकायमा दर्ता भई नियमित नवीकरण भएका कर्जा पाउनयोग्य व्यक्तिगत फर्म/साझेदारी फर्म/कम्पनी ।
Last Updated Date: May 17, 2022
Agriculture Development Bank Limited (ADBL) is a self-ruling association to a great extent possessed by the Government of Nepal. The bank has been functioning as a head provincial credit foundation throughout the previous thirty years, offering in excess of 67 percent of institutional credit gracefully in the nation. Subsequently, rustic money is the main operational territory of ADBL. Moreover, it has likewise been executing the Small Farmer Development Program (SFDP), the significant neediness mitigation program dispatched in the nation. Moreover, the bank has additionally been associated with business banking tasks since 1984.
Agrarian Development Bank has a sum of 232 branches under the administration of 10 local workplaces and 60 ATMs (18 inside valley and 42 outside valley) sources.
Consortium Loan means that two or more than two banks authorize correspondent banks to provide local and foreign currency loan, and credit business for borrowers in a set time and proportion, based on the same conditions of loan and the same agreement of loan. Leading banks of consortium loans are organizers and arrangers of consortium loans that sponsor to organize consortiums and are responsible to distribute shares of consortium loans. Large sum of Institution financing ; long-term period of loan. Relatively unrestricted functions of loan(compared with government loan or export credits ) Consortium loans greatly meeting the needs of borrowers with large sun of loan, long-term period of loan and simple daily operation (only to contact with correspondent bank)
1. Both sides have internal drives and conditions for cooperation on assets operation cooperation
2. Consortium, as a way of multilateral loans, can effectively cope with over competition existed in the way of bilateral loans, as well as can improve services of project-building and groups’ development so as to create a win-win situation.
3．Banks involved in bank loan can do their best.
4．Supervisions among banks can help to build credit risk management group and effectively spread the risk of loan of single bank to single client, what’s more, it can lead banks to prevent and control different risks jointly on the common interests.
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